Finance Options to suit you

To be eligible for a humm financing, you must have an Irish mobile number, provide a valid photo ID, proof of your PPS number, and demonstrate that you are an Irish citizen or permanent resident with a monthly income of €1k or above.

Humm will usually make a decision on your financing application within 24 hours after all necessary documents have been received.

Once the interest-free period has ended, a flat rate of 11.99% will be charged. Additionally, there is a one-time €40 application fee and a monthly account fee of €3.50 that applies to plans over €500 only.

Bespoke Diamonds offers humm financing both in-store and online. Simply ask about it at the time of your purchase.

Yes, Bespoke Diamonds offers 0% interest free finance.
On receipt of a 10% deposit, you can pay for your item over 3,6 or 12 months
The item remains in our safe until the final payment is made.
On receipt of the final payment, the item will be available for collection or can be register posted to you.

You can finance an engagement ring or wedding ring through options such as Humm finance, Credit Union loans or through a Bespoke Diamonds’ in-house finance plan.

Financing allows you to spread the cost of a large purchase into smaller, manageable monthly payments.

Yes, you can apply for financing online through Humm finance, Credit Union loans or Bespoke Diamonds’ in-house finance plan.

The information required to apply for financing may vary depending on the finance provider. However, common requirements include proof of income, employment and personal identification.

Our in-house option does not require proof of income or employment and is not a finance arrangement. The payments are simply paid off the balance due before collection.

The time it takes for approval can vary depending on the finance provider and the amount being financed. Some providers offer same day approval while others may take a few days to process the application.

Humm usually offers approval within 24 hours whereas the Credit Union is usually within 2-3 working days.